Terms of Service

ShelterStocks Terms of Service

Effective Date: June 1st, 2024

Welcome to ShelterStocks! These Terms of Service (“Terms”) govern your use of our website and services. By accessing or using ShelterStocks, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By accessing or using ShelterStocks, you agree to comply with and be bound by these Terms and all applicable laws and regulations. If you do not agree, you are prohibited from using or accessing this site.

2. Services Provided

ShelterStocks offers a platform that democratizes real estate investing through fractional ownership. Users can invest in the ShelterStocks real estate portfolio and earn returns based on their ownership units.

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By using ShelterStocks, you represent and warrant that you meet these requirements.

4. Account Registration

To access certain features of ShelterStocks, you must register for an account. You agree to:

  • Provide accurate, current, and complete information during the registration process.
  • Maintain and update your account information as necessary.
  • Keep your password secure and confidential.
  • Notify us immediately of any unauthorized use of your account.

5. Investment Risks

Investing in real estate involves risks, including the potential loss of invested capital. By using ShelterStocks, you acknowledge that you understand these risks and that ShelterStocks is not responsible for any investment losses.

6. Fees and Charges

ShelterStocks does not charge any management fees, however 15% of the net earnings are retained by the platform. By using our services, you agree to pay any other applicable fees and charges.

7. User Conduct

You agree not to:

  • Use ShelterStocks for any unlawful purpose.
  • Engage in any conduct that could harm or disrupt the platform.
  • Upload or transmit any malicious code or viruses.
  • Attempt to gain unauthorized access to other user accounts or ShelterStocks’ systems.

8. Intellectual Property

All content, trademarks, and data on ShelterStocks, including but not limited to text, graphics, logos, and software, are the property of ShelterStocks or its licensors. You may not use, reproduce, or distribute any content without our express written permission.

9. Privacy Policy

Your use of ShelterStocks is also governed by our Privacy Policy, which can be found here. By using our platform, you consent to the practices described in the Privacy Policy.

10. Termination

ShelterStocks reserves the right to suspend or terminate your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or our business interests.

11. Disclaimers and Limitation of Liability

ShelterStocks provides its services on an “as is” and “as available” basis. We do not warrant that the services will be uninterrupted, error-free, or secure. To the fullest extent permitted by law, ShelterStocks disclaims all warranties, express or implied, and shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the Federal Republic of Nigeria.

13. Changes to Terms

ShelterStocks reserves the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of ShelterStocks after such changes constitutes your acceptance of the new Terms.

14. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Email: hello@shelterstocks.com

By using ShelterStocks, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.